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A year ago, I received a letter from the DEP "inviting" me to purchase insurance to cover the cost of repair to the aging sewer and water lines that exist on Staten Island. I mulled it over, held on to the letter for a number of months and eventually sent it to the circular file.  

Recently, I again received the same letter from the DEP urging me to purchase said insurance which is being offered by American Water Resources.  Only 14% of all Staten Island homeowners have signed up for this program. Of the City's estimated 600,000 homeowners, only 103,021 homeowners have enrolled.

The cost is $4.49 a month for the water line protection and $7.99 a month for the sewer line protection. There are exclusions, naturally, to the insurance coverage.  The

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