BAY TERRACE...

This November 2015 there were 03 homes sold in Bay Terrace. The highest selling price was $458,900, while the lowest selling price was $330,000.

 Here is a list of all the addresses sold in Bay Terrace this November:
  1. 138 Buffalo Street
  2. 89 Redgrave Avenue
  3. 38 Ainsworth Avenue
As of today, December 1st, 2015, there are 09  active properties in Bay Terrace. The highest listing price of these properties is $749,999, while the lowest is $97,000.

Here is a list of all the addresses of the active listings in Bay Terrace:

  1. 18 Bay Terrace 1c
  2. 28 Bay Terrace 1h
  3. 160 Timber Ridge Drive
  4. 268 Timber Ridge Drive 5268
  5. 3465 Amboy Road 1f
  6. 97 Keegans Avenue
  7. 108 Ainsworth Avenue
  8. 58 Hooper Avenue
  9. 11…

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Annadale  !

This November 2015 there were 13 homes sold in Annadale.The hieghest selling price was $890,000,while the lowest selling price was $230,000.

Here is a list of all the address sold in Annadale this November:

  1. 556  Drumgoole Road
  2. 554 Drumgoole Road
  3. 26 Linda Lane
  4. 179 Heffernan Street
  5. 62 Dierauf Street
  6. 60 Endview Street
  7. 770 Drumgoole Road W
  8. 223 Sinclair Avenue
  9. 317 S Railroad Street
  10. 261 S Railroad Street
  11. 63 Tenafly Place
  12. 21 Lorrain Avenue
  13. 224 Vineland Avenue

As of today, December 1st 2015, there are 41 active properties in Annadale.The Highest listing price of these properties is $1,200,000,while the lowest is $399,900.

Here is a list of all the address of the active listings in Annadale.

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Arden Heights !

This November 2015 there were 08  homes  sold in Arden Heights .The highest selling price was $385,000 ,while the  lowest sellling price was $220,000.

Here is the list of all the  addresses sold in Arden Heights this November:

  1. 216 Ilyssa Way
  2. 171 Aspen Knolls Way
  3. 493 Ilyssa Way
  4. 708 Ilyssa Way
  5. 40 Jamie Lane
  6. 35 Hampton Green
  7. 183 Dover Green
  8. 88 Forest Green

 As of today, December 1st.  2015, there are 25 active properties in Arden Heights.

The highest listing price of these properties is $600,000, while the lowest is $184,900.

Here is a list of all the addresses of the active listings in Arden Heights:

  1.  144 Emily Lane
  2. 299 Jamie Lane
  3. 580 Ilyssa Way
  4. 432 Ilyssa Way
  5. 182 Emily Lane

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Why You Should Stop Renting & Buy Today! | Keeping Current Matters

There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home.

Housing Cost & Net Worth

Whether you rent or buy, you have a monthly housing cost.

As a buyer, you are paying YOUR mortgage.

Every mortgage payment is a form of what Harvard University’s Joint Center for Housing Studies calls “forced savings.”

“Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”

The principal portion of your mortgage payment helps build your net worth through building the equity you have in your home.

As a renter, you are paying YOUR…

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Slaying Myths About Buying A Home [INFOGRAPHIC] | Keeping Current Matters  

  • Interest Rates are still below historic numbers.
  • 88% of property managers raised their rent in the last 12 months.
  • Credit score requirements to be approved for a mortgage continue to fall. The 723 average score is the lowest since Ellie Mae began reporting on scores in August 2011.
  • The average first-time buyer down payment was 6% in 2015 according to NAR. 

 If you're curious about your home's market value, use our free Comparative Market Analysis tool! You'll get an instant home evaluation and even a free in-person assessment provided by one of our agents at your leisure.

Thanks to our friends at KCM for the awesome market information!

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Fannie Mae Introduces Home Purchase Sentiment Index | Keeping Current Matters

Earlier this month, Fannie Mae’s Economic & Strategic Research Group announced the launch of their Home Purchase Sentiment Index (HPSI). The index will distill results from Fannie Mae’s consumer-focused National Housing Survey into a single, monthly, predictive indicator. According to Doug Duncan, Senior Vice President and Chief Economist at Fannie Mae, the goal for the new index is simple:

“The Fannie Mae Home Purchase Sentiment Index provides the market a single number to track consumer attitudes focused on the housing market. Utilizing our National Housing Survey, the only consumer sentiment survey of its kind focused on housing, the HPSI will offer insights regarding current and future-looking housing market outcomes and will complement…

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The Importance of Home Equity to a Family | Keeping Current Matters

There has been much written about how dramatically home values have increased over the last several years. With the increase in values, comes an increase in the equity each home owning family now has. The Joint Center of Housing Studies at Harvard University recently reported that, after taking inflation into account, aggregate home equity has increased 60% since 2010. Home equity is the major component of most family’s overall wealth.

Why is this so important?

Throughout history, families have tapped into their homes for many important reasons. Perhaps it was to get seed capital to start a new business; perhaps to help finance their children’s college education; perhaps to get needed medical attention not covered by insurance.

Up to ten…

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Credit Score Requirements LOWER As Interest Rates CREEP UP! [INFOGRAPHIC] | Keeping Current Matters

  • The average 30-year rate for all loans closed in August eclipsed 4.3% for the first time since October 2014.
  • The average FICO score for all closed loans in August reached a new yearly low at 724.
  • The average down payment of FHA loans closed was just 4%.

 If you're curious about your home's market value, use our free Comparative Market Analysis tool! You'll get an instant home evaluation and even a free in-person assessment provided by one of our agents at your leisure.

Thanks to our friends at KCM for the awesome market information!

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In Observance of Veterans Day | Keeping Current Matters

Gillani Homes would like to take a minute to recognize and thank the wonderful men and women who risk so much to keep us all safe. 

Thank you for your service!


[photocred: KeepingCurrentMatters.com]

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The Impact of Rising Prices on Home Appraisals | Keeping Current Matters

The fact that residential home prices are increasing substantially in most regions of the country is music to the ears of homeowners. However, if you are in the process of selling your home, make sure you realize the major challenge a hot real estate market creates.

Each house must be sold twice; once to a buyer and a second time to an appraiser who represents the bank that will grant the purchaser a mortgage to buy the home (unless it is an “all cash” purchase). In a real market with escalating prices, the second sale may be the more difficult. And a recent survey by Quicken Loans reveals that the gap between what a homeowner believes is the value of their home compared to an appraiser is widening.

This could lead to an increase in the…

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